So, all in sum, the simple question here for all of you here in BP community is: What exactly would you do if you were in my shoes with the situation I just explained?

I explain to the applicants before they sign my lease that this is how I expect them to pay rent.

Thank you so much Mr.David, that was very detailed and well explained.

1) i don't know of a state where performing a real estate function for another is legal without a license...so i would love to know which states permit that2) if you dont have a lease agreement, then you could be considered a squatter and even if that does not apply...you most likely have no recourse3) improvements are explained in a lease agreement and most of the time require owner approval and no reimbursements - improve at your own riskgood post with many lessons to be learned/

Can you explain the payroll?

I don't recommend it but again going to any attorney that is worth having will explain that to you..

I’ll try to keep this as condensed as possible but to explain who I am and my experiences up til now will require a little reading…here goes!

Hopefully, @Joshua Dorkin can explain why the @?

A straight FHA is as stated above.I suggest that you both go see a lender before you get married to pre-qualify, I've seen many surprises out of newly marrieds (funny to watch them explain things) as things pop up.

She was waiting for her son to come back with sugar water and meds.I introduced myself, explained I'm a realtor, rang the bell and announced myself.