That will give you safety for when the market takes a downturn.

In talks with a couple of people now to occupy the commercial space (food services).

Just some food for thought, not all notes need to be seasoned.

Those areas would consider typical returns balanced with tenant quality and personal safety.

In terms of revenues, banks only consider 1/2 of rental revenues as income, and since we are supporting a significant mortgage, our DIT is > 50% so we are not able to get a loan.I understand the bank's conservatism, but basically we only have food as living expenses, we own a property that is paying itself and our credit rating is top notch.

I don't feel that it is possible to convince someone else when they feel strongly about a topic and I don't consider my opinion to be better than yours or anyone else's....just spirited debate and food for thought.Regarding the OP, I agree that my opinion there is not supported by the contract (although I don't fully understand the proper interpretation of the clause in question).  

I have white kitchen cabinets and they get food all over them, and dark wood hides flying stains so much better.Comments please!!!

If it's perishable food, you can toss.

As stated above, except for any food or drink you happen to order, there is no charge to attend.

Perform a fire/safety inspection every 3 months with proper notice.