They waived my deductible even though both claims were in excess of $30,000.  

Buying at auction or online can be tricky if you don't have excessive amounts of cash reserves to prepare for "worst case" scenarios. 

Any innovative strategies for purchasing a condominium in Florida while avoiding future excessive HOA recertifications?

There’s not supposed to be any smoking in the building and yet there have been excessive amounts of smoke coming through the vents, and so I’ve had to shut the vents off.

What also intrigues me about some of these real estate moguls is how some of them come from nothing and built an empire to an excess of hundreds of millions of dollars.For example, David Lichtenstein, Founder of Lightstone Property Group, started out with a duplex which he put on his credit card 18 years ago, and is now one of the biggest private owners of real estate in the U.S.

Charles, I didn't read the complete article, but I find it hard to believe that the banks will park all this money for just 0.25% return.Here's an article addressing the question:http://www.newyorkfed.org/research/staff_reports/sr380.pdfHere's the conclusion from the article:We began this article with a question: Why are banks holding so many excess reserves?

Last thing, you should be offering at prices that other investors would be willing to pay, so you could "wholesale" any excess inventory you get.

There are people (and buyers) who think $10K on a rehab is excessive and gouging.

This single family is on the multifamily property so the driveway is adequate but not excessive and although there is a large yard there isn't anything they can really do with that. 

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-ez for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.