My assignment for you is go back to that lady and increase her rent $30.

I don't think so.So, I drove to the next town about 30 minutes away, which also happens to be in Oregon, because while waiting in the 2nd bank saying how I can't believe banks in nowheresville want you to make appointments to give them your money now - some lady said, go try this credit union in Brookings, OR.So, I did.  

The lady's application is complete.  

I've got an absolutely stunning young lady in escrow right now for an investment property that nets >$16k/month between SSA, SSA disability because she is in a wheelchair, pension, and life insurance payouts. 

This lady says she will stay in Knoxville four years and likely rent the same place the whole time.

Not a good idea, IMO.Won't that require a tenant to have a bank checking account, some older people just use cash still and have a savings account like a little old lady I had who didn't trust banks (actually she was correct..LOL)

I'd rather risk essientially lending good people $300 (if I can afford it) in their time of need and feel good about myself than risk losing them, by forcing them into a move that will cost more than rent and force a lady and husband with a broken arm to move a bunch of boxes and furniture. 

When you do get in contact with the lady, if she is full of stories and excuses, just simply refer her to the lease and the laws.

If the lady qualifies on her own, why not rent to her?  

She seemed like a nice lady, like a grandmother.