Be mentally prepared to walk away.

Here are two typical scenarios: - Self-showing applicant views the property goes to the bathroom and flushes toilet and walks out not realizing (or realizes it and leaves anyway) that the toilet is now actively overflowing, leaves and locks up.

New metal roof New gravel driveway New shed and pump house New deck Exterior paint New electric panel Rv pad with water sewer and electric hookups Interior: flooring, Sheetrock, paint, painted kitchen cabinets, hearth, windows and doors, bathrooms, walk in tile shower, mowed entire 7 acres.

So the biggest bang for your buck is 5% down bracket since putting 10% down only gives you .25 less fee.Just make sure your lender walks you through the nuts and bolts of how to use VA strategically and the pros and cons of each stage. 

If it turns into a bad deal, be willing to walk away.

We’re replacing the shower/tub combo in the master bath to a walk-in to make it easier for them to get in and out.

@Jaysen Medhurst, numbers will look like this:$40K HELOC (assuming the current 3.75% doesn't wildly in 15 years)5 years @ $134/mo (draw)10 years @ $405/mo (repayment)$40K Cash-out Refi (does not factor in the closing costs, currently looking at my current mortgage bank and personal credit union bank)$331/month more than my current mortgage paymentI will be walking through the properties tomorrow to get an idea of maintenance/repair costs and other details, after that I will analyze the deal closer to see what kind of income I can divert to repaying the HELOC back sooner.  

I am currently looking at new construction SFR
as an investment north of Seattle area, in a development with one
remaining home where framing has just been completed, electrical work to
begin soon. This home is ...

seems like all permits are up to date. just awkward that two appraisers could not appraise or " did want to put in the work" seeking lending from another mortgage broker who claims they can do it but if its an appraisal issue then may have to walk away unfortunately.

Come back with another offer or walk away.Don't let them dictate your strategy.