Try putting some numbers on paper and actually show her the potential as opposed to having heated discussions about it. 

Changing the use from commercial to residential (and not just residential, but MF as opposed to SF) will be significant.

It feels more risky to me, and right now when I feel like I'm just hemorrhaging money into this house, I'm really leaning towards just  getting it painted and floors done and start making money, as opposed to starting what feels like a major project with less of an obvious payoff (and I won't know if it pays off until 6 months from now when I can refi).

I was trying to find out a play within real estate investing itself (as opposed to stock investing) that might function that way.

I’m interested primarily in Cash-flowing brrrr’s but im definitely not opposed to flips.

Also, Description says updated A/C system, electric, and kitchen and it says new windows, flooring, and exterior paint.

You could have the hottest location in the U.S. and still have a bunch of vacant lots if the owner is opposed to bringing the homes in themselves.

Pet deposit of $300 for pets under 25 lbs, Maximum of 2 pets allowed No smoking or vaping allowed on the propertyTenant pays all utilities (gas, electric, water/sewer, garbage, phone/internet)This is a one year leaseAppliances provided are Range, Refrigerator, and Dishwasher.Washer and dryer hookups in the garage allow for tenant to install washer and dryerLawn, landscaping, gutter cleaning and declogging, and exterior maintenance are the tenants responsibilityPest control is tenant responsibility, excluding termites and rodentsRegular HVAC filter changes are tenant responsibilityShall abide by all Rock Creek Community rules & regulations; violations with fines associated with them shall be paid by the tenant and included in monthly rent.No waterbedsClogged toilets & drains, as well as light bulb replacements are tenants responsibilityStorage of personal property shall be at tenants sole risk.

If you can buy right and get a good handyman to rehab, you know how easy these properties are to work on. they are cement, so its really paint, interior/exterior doors, kitchen, bath tile. if you are doing bnb, then think about solar for both water and electric. with utilities being so high down there, its a good way to cut back on monthly expenses. for ACT 22, it also leaves you with a way that you can have tax free income, but you will have to claim residence back down there for at least 183 days a year to qualify.

Would really appreciate any advice.The quote is from WindowRama for total (7) windows, among which(5) windows: 5'-5" (H) x 2'-6"(1) window: 3'-5" (H) x 1'-8"(1) triple unit: 5'-3" (H) x 7'-8" There are five product options, the price includes material and labor:MARVIN ULTIMATE CLAD – ALUMINUM EXTERIORS & WOOD INTERIORS TOTAL: $17,550MARVIN INTEGRITY – FIBERGLASS EXTERIORS & INTERIORS TOTAL: $11,760ANDERSEN E-SERIES – ALUMINUM EXTERIORS & WOOD INTERIORS TOTAL: $13,150ANDERSEN 100 SERIES – FIBERGLASS EXTERIORS & INTERIORS TOTAL: $9,270UNITED 8000 SERIES – VINYL EXTERIORS & INTERIORS TOTAL: $9,840More detials:Supply & install new windows throughout 6th floor apartment.