When I started, I went to so many open houses, passed out my card, put up my website, etc...

This one I found particularly interesting:On "Choose to be Rich" 12 CD set (that you get when you sign up for the $500 seminar), CD 4 or 5 I think, Kiyosaki clearly calls out this event from his life: him and his wife Kim were broke and all they had was $50 left, so they went to some cheap motel and got a room and it turned out to be only $40; so, they went across the street and bought some chicken and beer for the remaining $10.Kioysaki's wife Kim recently released a book called "Rich Woman," where in foreword she clearly states this: at some point they were broke and they had no money left and all credit cards were maxed out; she went to some cheap motel and gave the receptionist her maxed out credit card, while keeping her fingers crossed that they don't actually run it.

POST CARDS 3.

And if you buy a lot, you'll find out that HD has a LOT of other rewards programs (including cash-back, gift-cards, free delivery, etc) that most people don't know about...

Make sure you have a business card and use both sides of the business card.

Either online like craigslist or offline like your local REI club,newspapers,direct mail,post cards,bandit signs,business cards,etc.

I have had lenders give me exceptions on other things (car payments, credit cards), but they were not recent lates.

I completely agree with every post on here and would just like to reiterate that going to your local real estate clubs can be a huge help.I started by attending one of these meetings and picking up as many flyers and business cards as possible.

The property is owned by my local credit union with whom I have all of my accounts with, my truck note, checking and savings account as well as a credit card.

I do not know much about it, but if you are only looking for 10k and are going to refi after 90 days, why dont you just use credit cards?