My goal was to get into buy and hold and make my way up to commercial MF, etc etc, so when I would talk to her about REI she naturally was inclined to do the same.

I've been very interested in the crowdfunding industry over the past few years, and think that BiggerPockets is a natural place for real estate crowdfunding to evolve - lot's of knowledgeable but low net worth investors here on the platform, with the intellect and background to invest, but lacking opportunity.I will be following this thread, and hope to see some great tips and advice.  

Everyone has rocks in their backpack.I find this article relieving because it reinforces the real secret to getting ahead: Work for what you want.

However, it was intended to solve the problems associated with majority owners of fractionalized interests being restricted by the lack of action or decision-making of minority owners.Have equal interests can be a disadvantage if a stalemate exists and your partner, when an entity or natural person, has different plans. 

It is my nature to be suspicious of especially good (looking) deals, I assume that I am missing something.Kelly

There's a lot of extra money to be found under the rocks if people are willing to lift them up and look :)

Everybody is different, and there is no right or wrong answer - it's comfort level.Obviously, because of the field I'm in, I do see the value of having insurance, but oftentimes investors may not feel that way if they have thin margins on a property, and are faced paying a large chunk of their profits for an insurance policy; especially in areas that have higher property premiums due to natural catastrophes, i.e., Florida.The bottom line is whatever amount you are willing to lose dictates if you will get that policy or not.

None of this has come easily or naturally.

Since working with the investor my headaches have gone away, I get about $100 cash flow after I pay the monthly mortgage, and 10% fee to the investor, but that doesn't cover a big ticket disaster that is probably looming on the horizon.The market has heated up in Denver which is bleeding down to Castle Rock, Colorado Springs and Fountain. 

Ask someone for the repairs so you have reserves but you better be rock solid on your repair numbers.