Sonya,I'm moving to the South Bay area in about 2 months and i'm looking to find a Single Family Home in the Hermosa/Redondo/Torrance area in the $300k - $400k range.

Hello everyone, I have recently bought a 3800 psi power washer to clean the outside of my rentals that have vinyl siding.

I am aware of the diverse expertise range in BP.  

I previously ran nuclear power plants in the Navy, so my trend analysis and project management skills are hugely useful in helping me execute on my vision.  

Have been at my job for 18 mos, work mostly in commish and on pace for $70k Gross in 2016.My Problem:  Lenders will only look at my base salary until 24 mos on the job, I can wait, but I don't want to and I'm good for this loan, my credit rating says that so I need to find a way for lenders to look at my income over the past 18 mos on top of rental income and base my buying power off of that.  

Bad extension cords, improperly run temporary power, the list goes on and on.  

A simple will or living trust with an elder care attorney, along with durable powers of attorney for asset-management and healthcare will avoid a lot of headaches.

Fast forward to now, the market is back up and now that I am trying to Refi again my DTI ratio isn't within range due to when I bought the house we used my wife income but she was not in the loan and now if we use her income she has to be on the loan but has bad credit.

Multiple business entities each have their own purchasing power once their credit is established and there are ways to do that.The second is protection against liability.

The rest range between 8-18% but often can be bid down to 0%.