Paying off the things that I don't even "need" to - because it's the right thing to do...

No matter what you write in your Offer, it's no skin off the Realtor's nose.

now make yourself significantly more efficient off your initial mistakes and you'll do better. 

That leaves off-market deals, which seem to have the most opportunity to find deals that actually make sense. 

I used Trulia and Realtor to find deals because I didn't know any better and still have not cracked the off market code.

If one were to take the income thrown off from these assets as say property management income, then that would be a business and that income can be sheltered by use of a retirement account.  

She can bring you hot off the press deals. 2.

Large commercial buildings are boarded up, fenced off, covered with graffiti.

The time they closed was already " off season" to student renters as most of them have setlled in their rentals as school have started.

And that one risk, is the same one that landed me a job with a local investment bank when I penned a letter directly to the chairman of the board ripping apart his old school view on education after an interview that aired on public television.April 2010: After rising thru the ranks at the bank, I realized the investment banking culture was too cutthroat, and simply not right for me.