They have been great, and have encouraged me to put myself out there on the BP forum to seek out relationships via BP to share my knowledge, and learn from others.

(You can do subject to, but that is another story).If I have 0 equity, owe the bank 100k for a 100k house, it is bad for the wholesaler because there is not way he can get a discount, because me as the seller will want "retail" so I dont damage my credit with a short sale.If I have negative equity, I am motivated to get rid of the property, and it doest matter how much it sells for, as long the bank approves.I am simplifying things, but that is why equity matters.If this is your first time I highly encourage you to do driving for dollars first.

She is seeking assistance from the "Legal aid society" and presents me with a letter from a doctor that states the following:"Over the years, she (the tenant) has been somewhat depressed despite the medications I provide for her.

You are encouraged to attend, if possible.

AliThanks for the encouragement

Stay encouraged, sometimes the lessons learned are our failures are priceless.

Thank you all for your wisdom, words of encouragement and reality checks when needed.Kathy, thank you hun!

I appreciate all of the encouragement.

@Chris Clothier: Thanks for the encouragement.

Although my wife and I might tolerate a little more than the upper crust of society would!