If you're too worried about getting sued because your net worth increases, stop working or get more insurance and bear down on your management skills.Appreciation is earned, sometimes faster than your pay down on a mortgage, either a 15 or a 30 in the early years.While your financing needs to fit your business model and either may be more appropriate, the 30 usually wins out.

People also want to ride the winning train, so options allow you to sell to anyone/everyone.4.

At least on paper, sounds like winning to me.

- Because --- paid on time and received security deposit back, yes, I would.Unless you say "--- was a trashy b---ch who brought strangers home every night," I don't see what someone could sue and win for here.

But that's a perfect example of a win-win in lending, and how costs / rates have come into a much more sane and acceptable neighborhood.Joseph M. - Here's my take on your interesting observation: One - as far as LTV's going up, and hard money becoming more aggresive, that would definitely occur with continuing prices.

ops forgot to spell check: (San Francisco) maybe I'm still brewing because they were suppose to win the SB***

You or the buyer or both might need to spend a few hundred total to get a real estate litigation attorney to review all of the documents.They can be realistic with you and give you the odds of specific enforcement and if it's worth your time and energy.There are laws and then life experiences the litigation attorney has about trying cases or suing etc. and how practical or pie in the sky it will be to win.

And then maybe people will be handing you deals, because they know you can make it a win win situation for them.

Folks pay $100 entry fee along with a story giving cause why they are the best choice or most deserving to win a house.

If after all options are presented and the buyer still wants to work with you then your truly have a win win scenario a truly trusting relationship and a deal that is going to close.