You keep the equity, they make high interest, everyone wins.

Time is an unknown factor, no one can say when a transfer will be discovered. 

So basically 203k can be a win/win for everyone involved, including the agents if they calm down about the timing and realize that 3% of $450k is a bigger number than 3% of $300k.Make sense? 

I guess I'll chalk it up to the Christopher Columbus's in the field who are constantly discovering and naming new neighborhoods.

After I discovered BiggerPockets a couple of years ago I pretty much haven't stopped reading and I'm still learning every a ton. 

House hacking is a great way to leverage low cash down, but like you have discovered the buildings in B+ areas like Bridgeport are pricey and make cash flowing tough. 

Either way should be a win. 

Purchase price: $185,000 Cash invested: $27,750 After quitting my job on Jan 31st 2019 - biggest challenge is getting mortgages But good new is there many creative financing options, one of which is VTB -------I love this property because seller gave me 85% VTB for 4.15% interest for 25 years - 1 year 3 months term WIN - WIN for both of usfor seller he doesn't have to pay huge capital gain this year for me normally I would not get mortgage Purchase Price - 185,000Down payment + Closing cost - 31,500Renovations - 25,000After Repair Value - 240,000Potential Rent - $1700 per monthNet Cash Flow - 200$ per month What made you interested in investing in this type of deal?

Purchase price: $185,000 Cash invested: $27,750 After quitting my job on Jan 31st 2019 - biggest challenge is getting mortgages But good new is there many creative financing options, one of which is VTB I love this property because seller gave me 85% VTB for 4.15% interest for 25 years - 1 year 3 months term WIN - WIN for both of usseller doesn't have to pay huge capital gainsPurchase Price - 185,000Down + Closing - 31,500Renovations - 25,000After Repair Value - 240,000Potential Rent - $1700 per monthNet Cash Flow - 200$ per month What made you interested in investing in this type of deal?

Purchase price: $185,000 Cash invested: $27,750 After quitting my job on Jan 31st 2019 - biggest challenge is getting mortgages But good new is there many creative financing options, one of which is VTB I love this property because seller gave me 85%LTV for 4.15% interest for 25 years - 1 year 3 months term WIN - WIN for both of usseller doesn't have to pay huge capital gainsPurchase Price - 185,000Down + Closing - 31,500Renovations - 25,000After Repair Value - 240,000Potential Rent - $1700 /monthNet Cash Flow - 200$/month What made you interested in investing in this type of deal?