Loan limits vary by county because a property’s location affects its value. 

Time frames will vary depending on local building departments timeframe for permits, regional weather, site conditions and availability of trades especially right now during Covid.

I do have comps pulled for me to give me the best idea possible, but sometimes the comps fall within a 20-50k range depending on varying factors.

The entitlement limit does vary by location/county. $510,400 is the baseline.

Those areas all vary in terms of over all feel.

Of course this will vary depending on location, market demographics and type of households etc.

Less work on your part but also a good way to learn, diversify risk and leverage other people's experience.Invest or acquire short term rentals or airbnb in vacation destinations - Higher profits and dual purpose use for your vacation but varying degrees of mgmt/riskLend the cash to other investors for a return.

They can vary between B and C class neighborhoods however, so you need to define your criteria and know the neighborhoods well or work with someone you trust that does.

Utilities and everything else varies depending on the week. 

Pay particular to licensing and usury, which can vary dramatically state-by-state.My suggestion is to call a larger local hard money lender and ask if they would help originate your loan.