If additional insured is added for the buyer, the policy only covers the buyer for lawsuits brought against the buyer because of the contractors actions.

You don't need to do all the dirty work or work out every detail, but you need to trust your people, and they need to trust you, too.I think in your heart you know the right way to handle business, you just don't have the understanding of your approach with people you hire to handle your business.

My current situation is, my grandmother lives in a retirement community near-me and has had some passings in the last couple of months (this is where probate comes up) and I was considering approaching the new owner who just inherited a property from there deceased loved one.

Lots of ways to approach this kinda thing. 

I would never suggest this approach to others without first understanding their strategy and an understanding of risks involved.  

If a borrower borrows the PP of $60,000 and plans to fund the $40,000, a HML is going to want the $40,000 brought to closing and escrowed --- really meaning the HML controls the release.

She brought up an issue with some outlets, and I called a local electrician to come by and look.  

If I was looking for a pure tenant, and not a roommate, I would have definitely used a group showing approach, but because I wanted the chance to meet these people and find out if they were killers, I also needed to get to know them Finding a new roommate/tenant was an enjoyable experience.

It is also probably the more ethical approach.

For more money you could opt for multiple interior units for better heat/cooling of the bedrooms but at some point the cost will start to approach forced air HVAC.I think the tenants are mostly happy because they went from no AC to having AC.