Never invest with money that you can't afford to lose.

My wife also fears losing everything so I’ve had to paint the picture of the risks associated with not doing anything too.

Then you will have a track record of winning and losing.

Owner loses thousands.3.

Not posting on Zillow to avoid a $10 a week fee would be penny wise and pound foolish in my opinion.

I only give them a short time (about 5 days) to meet for the lease signing before they lose their exclusive rights to the unit, so this prevents someone from dragging their feet after they've signed the contract to hold.Once the lease is signed, I take down the ads and send out emails to people in mid-marketing flow letting them know that the apartment has been rented but I will reach out if something falls through.

I feel as though the notes market is in an interesting position right now financially - millions of layoffs, with potentially millions of people losing their homes.

@Jetmir Arifaj my first question is what have you got to lose??

You can use 3.5% down fha for a duplex as well.Unless you are doing a major value add or some sort of flip you will likely lose money buying now and trying to sell in 1-2 years. 

I don't know one individual on the buyer (networks) or seller (producers) side who aren't in fear of losing their job on a regular basis.