In addition to no heat, there were numerous other damages throughout the house, door knobs ripped out, holes in interior doors, a/c cover missing/broken, fast-food bags laying around half eaten, bottom basement step broken. 

It doesn't matter to me whether my potential money partner is using self-directed IRA funds or personal funds, what's important is that they understand the risk and reward offered in the deal. 

We've seen what can go wrong and the risk IMO outweighs the reward of starting work early.

Her patience and TRUST were amply rewarded :-)Here's my story:https://www.biggerpockets.com/forums/311/topics/64... 

I’d reward the tenant who is honest and comes to you with something like this instead of trying to hide it.

The school district continues to receive numerous accolades and top honors, which has certainly helped spur much of the growth. 

After spending countless hours answering numerous questions and being on hold with numerous insurance companies and brokers, I have had two refuse me at the last minute just as I was about to sign up.

I know that they aren't helpful as a metric-- trying to regress a complex situation down to a numeric score usually isn't helpful-- but in what ways specifically do they fall short?

Like @Brandon Turner has mentioned numerous times in podcasts /webinars, start analyzing to see whats out there.

Well, after an almost 2 year legal battle they were finally rewarded an insurance payout to fix the damage.