Louis, MO.Is there anyone out in that area who can help with trying to figure out the value of the subject property?

The subject of ARM versus fixed is a good thing to discuss. 5 years from now is basically guaranteed (>99.9%) chance to be a better financial time for me than now.

Sell the property and mortgage would get paid off and she would get some cash.You also have the option to sell the property subject to the existing mortgage and the existing contract agreement, assuming you could find a buyer.

Instead of buying rental properties on the MLS (which require mortgages and a high downpayment), perhaps I may suggest that you look into the "subject-to financing" niche, and acquire properties with built in financing.

Have you looked into the "subject to financing" niche, or creative financing?

@Ned CareyYou're right there are few good books on the subject.  16% solution is one of the best. 

If subject to attorney review, s/he may be uncomfortable if non-standardized forms are used.

hey guys can anyone help me out with this question, if I do a subject 2 with a seller, do I have to get new insurance on the property, all feedback will be appreciated thanks

She's had a lot of success in this niche and has written many articles on the subject.

It gives you outlines of each house plus street names.Then in Excel or Powerpoint, I am able to paste and crop that screen capture (taken by hitting the PrtScn button and then pasting).