Then you can develop a long term relationship with that banker and be on your way.Using this method, I was able to find a couple banks that can work with me on terms similar to what you outline.  

Granted that was a bubble but is it unreasonable to assume that they "should" get back to at least those levels in the next couple years?

@Claudia Lewis,I'd consider all to be normal wear and tear.The only possible exception would be if the blinds were the expensive wide plantation type blinds that cost a couple hundred dollars per window. 

I am currently on the hunt for a mentor in San Antonio that has experience with Multifamily units, preferably 10+units.

One where preferably I would work primarily with real estate investors.

I have a couple of requests with this post.

The amount of money at issue is small and the time and money that will be spent, coupled of the aggravation if things go south, may leave you more bitter and financially injured in the long run.

Prior to that I used a portfolio lender to finance under 20% down for a couple owner occupant duplexes.

I definitely enjoyed my time in that area.I'd love to hear from investors of their preferred real estate agent that understands the needs of a real estate investor.I understand that you cannot provide the contact info via the forum, so please feel free to connect and message me.Thanks!

Reason why is because my sister used to live that and has a couple rental properties.