By the way can anyone recommend a real estate lawyer on the New York side of the Berkshire?

To my fellow realtors - when you're showing a home that needs renovations or even on a listing appointment how do you usually handle those conversations about accurate cost and/or visualizations?

You can use a line of credit, which can’t be used for collateral, to fund the policy, which then becomes collateral.

Happy to chat on KC if you looked here

Are there any origination or other fees to open the line of credit?

I decided to give State Farm another try - with a different local agent.I advised her of the potential issue that she should check on before bothering to quote my multiple properties.

depending on the lender 90 days to 6 months is fairly common to base a cash out refinance on the as is value.

Even if they’re junior to the tax lien, the dues may still remain collectible.Consult a Real Estate AttorneyA Texas real estate attorney who understands both tax deed sales and HOA law can tell you definitively if you’re liable and what options you have to dispute or settle.Stay Current on New DuesMake sure you’re paying any new assessments going forward to stay in good standing and avoid compounding the issue.Summary: Even if the tax sale wiped out the lien, some HOAs still have legal paths to recover past dues.

As long as your intent at closing is to make it your primary and you intend on living there for a year. 

A well-written operating agreement ensures everyone is aligned and helps prevent conflicts down the road.Having built several successful companies, I can confidently say: don’t skip this step.