I believe that it's always good to invest in a good location with a great product and charge a premium. 

Can she afford the rent?

Proper income and asset underwriting for the borrower comes in after that which speaks to borrower affordability of the obligation.  

How will you differentiate your product?

So I studied and studied but didn't get going until I found a way to join REI with social responsibility.For me that means owning affording senior housing: assisted living units someone living only on social security could afford.Not the bigger bucks I could earn by owning expensive AL, but now I am excited and making things happen.

There are many products that can effectively do this.

I bought in these areas frankly because they were the only areas I could afford to buy property.A few insights based on my experience...- you can buy multiple SF properties or multi-family properties for the cost on one sfr in middle class neighborhoods.- Cash flow can be huge and your return on investment sky high when 100% occupied and tenants pay regularly.- you will never have 100% occupancy or regular rent payments.- get ready for a management headache...

Are there any agent that can help me find a affordable apartment in Brooklyn,NY or Queens.

Motivation: always loved houses - and when our 4 kids were small I needed to find flexible ways to make additional incomeBiggest struggles: Early on it was finances - had to work with OWC deals only - learnings: tried to absorb as much as I could from the seller perspective such as: what lenders want to see in a home, how lenders qualify buyers, what buyers want in a house, how to create a viable product with limited funds (safe, legal, and appealing)Love & Hate: love a project - finding the deal, turning a dump into a palace, and getting it sold. hate being a landlord - just not for me. 

The loan product changes if the Annual Percentage Rate (APR) becomes “inaccurate,” or a prepayment penalty is added, a new Closing Disclosure must be provided and an additional three-business-day waiting period after receipt of the new Closing Disclosure is required before the loan can close.