I'll cut to the chase.

@Simon Ruiz I think it would have at least a small impact for sure, economically if a tram cut a 2 hour commute in half and the average person makes $25 an hour plus say $5 in gas that's $60 round trip.

With 80% financing,possible(probable) recession you may be the one crying in a few short years.My logical thinking is we cannot lower rates forever.Sooner or later the bullet will have to be bitten & rates will rise to 7-10% range.Banks have already drawn the purse strings almost closed even with the fed cutting every other week.I welcome the day that my saving & frugal living will be rewarded with the interest rates my money deserves.

Then all the self-promoters could get their cut by directing people to you.

Being a good Landlord is not so difficult if you find the right renters and don't cut corners on maintenance.

And, anything we do in cutting off Russia will have an impact on us as well.The way to justify that no action should be taken will be by stating that Russia was requested to enter to protect its related citizens.

I have bush hogged a 1/2 acre of bamboo , installed lots of drainage , replaced 4 water lines to houses , tore down that building , rototilled 11 lawns , cut my lawn and field . plowed snow (great for walks) .

@Cory Adams one thing to consider is becoming a Hard Money Lender.Holding properties or flipping properties in a SD401k can definitely be done but there are a lot of headaches dealing with paying contractors, etc with funds from the SD401k where you may have significant delays or fees for each check you cut - depends on the servicer.If you build a good network of investors in your area that are looking for funds, you can get 10-14% returns depending on the laws for your area with minimal risk depending on what LTV you loan at.

I also use mullion for the thresholds and shoe molding at .23/lf from HD along with the laminate to cut costs even further.

I'm sure you structured a budget for repairs and carrying costs; the year carrying costs are cutting into your profits.