Credit score = 700+Bankruptcies = noneForeclosures = noneNet worth > loanLiquidity = 9-12 months of debt service coverageLeverage on all real estate < 75%some REI experience (or you have a great balance sheet or low LTV)These will vary by lender and loan size.

I am mostly looking at the providers that charge a monthly fee (ie subscription basis), but you can pull lists in an assortment of ways from various TYPES of categories such as 'Bankruptcy/NOD and PreForeclosure/Absentee Owner/Tax Delinquent/Probate and more. 

I received the HOA declaration today as well and as I am concerned with the legality of one of the by laws."

I recently was discharged from my chapter 13 bankruptcy and am looking to invest in some property.  

It's possible they could get out of paying anything by filing bankruptcy.

I am a realtor ( Tenant knows it well, and I would declare it on contract, as per the code requirement) . 

A much larger % of properties were declared sold than we thought there would be.

All contracts, options, or other devices not based upon a substantial consideration, or that are otherwise employed to permit an unlicensed person to sell, lease, or let real estate, the beneficial title to which has not, in good faith, passed to such party for a substantial consideration, are hereby declared void and ineffective in all cases, suits, or proceedings had or taken under this chapter; however, this section shall not apply to irrevocable gifts, to unconditional contracts to purchase, or to options based upon a substantial consideration actually paid and not subject to any agreements to return or right of return reserved.There is a case paying out in Collier County at this time.

I will be actually renting the property while my credit continues to re-establish from a past bankruptcy. 

In her defense she said she could send me something (declarations?