I haven't necessarily brought this up with my employer, but I also don't want to get ahead of myself (i.e. take the MLO/Broker License test and then cause issue with my current position).Ultimately, the plan would be to get my MLO/Broker License, and operate my own mortgage brokerage.

I was 25 and my wife was 23 when we had our first baby.We fell for the “American Dream” and bought a single family home.Oops.Terrible mistake.Yes we have equity in the home but we could have equity AND cash flow.We should have bought a multi and then used our cash flow to buy ANOTHER multi.From there generate enough cash flow to pay for the LUXURY of a single family.Supplemental income is a very beautiful thing.Is it pretty and attractive in the beginning years of marriage and children to live in a multi?

Looking for LL/tax friendly state, duplex or smaller MFR with established employment/education/rental base. 

I have a Roth 401K through my employer, which includes my personal contributions, employer match, and an additional employer contribution.

I am currently 20 Years old, and have some capital ready to get started, but there’s one thing…I am currently self employed, projecting to make a little under 6-figures this year, and also next year.

Then, the question is whether you can generate much more than 4.5% using that cash?

After trying to resolve matters one-to-one or even via small claims court, it may be necessary to employ a collection agency to recover lost rent or costs of repairs.

a change in place of employment ,b.

That is a big revenue generator for them. 

Up your broker marketing if commissions generated it for example.