With smaller institutions, you will have a better chance of getting better service if you have funds already with them.

I went to the Florida Real Estate Institute and I enjoyed it.

I wanted to ask whoever took online pre-license to recommend the institution/program.

Also, no agent with half a brain would accept this in a contract, even with a non institutional seller.

Banks are better equipped and govt has instituted more programs to keep borrowers in their homesWhile delinquent loans will rise (they are at all time lows), I do not think we will see a significant foreclosure wave except in class C and D areas which always get hit the hardest

The park hosts numerous high-tech companies, research institutions, and startups.

And, before you get down the road too far, I would recommend that you find your way into a financial institution or commercial development office to actually see the work that is being done and determine the fit; reach out to some analyst in your market and interview them on their experience. 

Ones I reached out including big and small financial institutions all wanted me to pay off property A first before I become "qualified" to refi. 

Your payoff numbers are pretty low though, but I'm sure there are lenders and financial institutions that can help you.

@Trae Robrock Most institutional hard money lenders are lending at 8-10% and charging 1-2 pts for origination fees.