Your best bet is to probably google this to find out what it means...We tell him this will not be accepted, only his name can be on these documents.

Private messages will be appreciated!

I bet she had something to do with it. :)

Thats your best bet to finding something that will work numbers wise. 

@Benjamin Goodpasture I sent you a private message, don't want to get myself into trouble "deal making the forums" isn't allowed, and being a moderator I need to adhere to rules. 

I considered taking a HELOC on my primary for the 40K or so needed, but found a Private Lender (remember to tell EVERYONE what you are doing, you never know where you will find what you need!)

If you send me the address in a private message then I can walk you through the detailed steps to appeal.

We could buy it cash with money borrowed privately.

Once I have experience with the small multi family, I'd like to raise capital for the next one (about to start reading Raising Private Capital), using my first deal as a way to show experience.My question through my introduction is, who are some of the best commercial brokers in the area that I could connect with to find properties within this criteria?

I bet cash basis income, IE no W2, and barely reports so his 1040 income would not meet 3x rent.....