I have the contact of an owner with a 4plex off market deal in case anyone is interested.

Document everything and if he is not there then access the property and resolve the issuemold could have also come from the way they lived in the home.

Sure for most occupant home owners with no money in the stock market and cash tight perhaps (just my views mind you) use of their HELOC to have a house they live in paid off sooner makes perfect sense. 

I found a listing in Northern California on Zillow that is vacant land with approved plans for building a home.

You can gauge this risk by checking state average homeowners insurance rates.Few people live in cities that meet all the above requirements.

DSCR loans are not for primary homes unfortunately.

Over the years, he acquired more homes, duplexes, and even a small apartment complex.But despite his growing success, Michael had one fatal flaw—he couldn’t let go.The Burden of ControlMichael was everywhere.

Quote from @Naomi Feld: With last year's changes in the U.S. real estate industry, particularly concerning broker commissions, I am wondering what to expect to pay a broker for a home sale north of $30mm in the USVI.

A majority of people who rent homes here have 100% equity in them so any rent will cash flow. 

Again, it's harder to rent a 2BR home.