Check out books by J Scott here on BP, they are helpful, get those deposit out of stocks, they aren't worth anything.

As far as the security deposit, should I just refund it (if applicable) to the guy at the end of the lease and tell them all, that they will just have to work it out amongst themselves?

I prefer to get only direct deposit from DCHA.Stay warm out here and Happy Holliday to other BP members!

The applicant hasn't qualified yet to give you a deposit. 

You open an account and give them free reign to use it at their discretion by depositing funds into the account.

Is this an appropriate use of the security deposit?

If you develop a good rapport with those agencies, they can both funnel you tenants as well as help those tenants with move in costs, deposit, etc. and provide some support moving forward.

But I loved being able to make decisions, being the captain of my own ship.I think what made me more pissed off than anything though was making $500 a week, and making bank deposits of 10,000, 20,000, even 30,000 a week.So after 2 1/5 years of making $500 a week cash, and living frugally, I said the following to Glenn,              "Glenn, I've "I learned so much here.

We are moving over in 12 months so this will give us one year of tax records.When we move over we will have $100k deposit for a home to live in and was hoping to borrow $300k for that purchase...Any help would be appreciated.Boyd

One bank account for all properties and a separate bank account to hold security deposits.