If it did you bought the most expensive materials available, but good news that's an easy fix, buy more reasonably priced home depot items. 

I assume big flashy items here. - Along with Master Bath?

If you do expect to be able to proceed with this application, then please plan to provide the items listed below to expedite the loan process: 1.

It reminds of several articles I've read about starting a business that list items like visit your accountant and lawyer, print your business cards, obtain a business license...but don't even having SELLING on the list!

Upon my tenants move in I left a gift basket of basic household items (garbage bags, dishwashing detergent, can opener, etc and school supplies for the kids).

Most of those items can be found without the use of a thermal camera though if the inspector is diligent enough.Thermal cameras are great tools, and it is likely that the government will start requiring energy audits as part of selling a house (as they have done in Austin, TX).

I particularly like the fire sauce but found out recently that kids in the Boondocks use it to draw pictures on tables, so Taco Bell has restricted the supply of that sauce to a few packets per item purchased, which usually is not enough for me.Regarding the OP's question, I am yet to find an agent whose comps are good enough for me to depend upon, so you will need to figure out a way to get access to the mls if you want to be on top of the game.

Whatever you estimate as your rehab costs, increase it by 10% for the unexpected items or things you may have missed.

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You had a lot of items mentioned in this paragraph that could turn into a keg of dynamite.