This is effectively tying up the ENTIRE amount, not just the 12% difference between what’s allowed.

The fact remains its a total waste of money.  

The drip effect.

These wholesalers are not only wasting money but loosing opportunities. 

PS: If you're really afraid you're going to fritter and waste your money away before you get a handle on things, take all/virtually all of it and put it in a 6 or 12 month CD at your local bank.

What are the most effective channels to get in front of locally owned property management companies?

I guess I just wanted to feel philanthropic I suppose - but perhaps a waste of time…

Also, what cost-effective yet durable material would you recommend for your bathroom walls?

And yes, FEMAs Risk Rating 2.0 went into effect as of October 1st.

Down the road you’ll get an inspection but to make sure you don’t waste your time and money - verify the age and condition of the big ticket items - roof, HVAC, plumbing, wiring - those capex items.