Are they leaving because the bank foreclosed?

In Savannah due diligence periods are typically anywhere from 7-14 days (you can also offset some of that by requesting "banking days" or "business days," this throws off some sellers but gives you more time if they agree).

There are rules about how bank accounts can be set up and so forth, but that comes down to state/local law level.

Banks will see it as already having put 3% down.Yes, a provable payment history equal to what their PITI will be should help prove to a lender they can make the payment.

If your using financing the bank requires this.

The last wire I got was delayed until a title person could get hold of me by voice (cell phone), he made me pull up and verify who I was, bank wire instructions, etc.I'm not so sure about this wire stuff anymore. 

Hire third party inspectors just google for them  every big market has them  they are the same guys the banks hire the HML hire etc.. when done then hire a home inspector for   a full report to make sure your contractor did not cut corners. and everything is to code..

As far as I am aware they only allow investors to purchase properties all cash, they do not allow for bank financed purchases. 

I am waiting on the six months because I am sure they will appraise well enough to get my total investment back in the bank after the loan closes.

However, at least two of them were ruled upon in the 9th circuit court of appeals under the OLD California Partnership Act, so there is no guarantee that the courts would rule the same under the NEW California Partnership Act that is in effect today (or any other jurisdiction).