One question I hadn't thought of for a development like this - how much does it cost to get an HOA going with all the legal paperwork and CCR's?

Or is it legal to use current leases content just changing my name and dates, print it out and have them signed?

As long as the relocation meets the two requirements above.Increase in Family Size - A borrower may be eligible for another house with an FHA-insured mortgage if the borrower provides satisfactory evidence thatThe has had in increase in legal dependents and the property now fails to meet the family’s needs; andThe loan-to-value (LTV) ratio on the current principal residence is equal to or less than 75% or is paid down to that amount, determined by comparing the outstanding mortgage balance to a current residential appraisal.Vacating a jointly-owned Property - A borrower may be eligible for another FHA-insured mortgage if the borrower is vacating (with no intent to return such as divorce, legal separation, etc...) the principal residence which will remain occupied by the existing co-borrower.

From what I know, if you are managing other property besides your own you must have a RE license and operate under a broker in MN as you are dealing with legal contracts.

Ethics are not legislated in many cases but imposed under our legal system under concepts of common and uniform law. 

In the state of Florida is it legal to ask applicants for date of birth and social security number?

Hey Clayton,I'm currently reading "Real Estate Advantages, Tax and Legal Secrets of Successful Real Estate Investors."

That's a tough one..I'm not sure how you can use the legal system to get them out of the house if you're not the owner and you don't have a written agreement with him.

Texas' immigrants, both legal & illegal, were hit hard by the new regulations.  

Courthouse, recorder's office, legal notices in the paper.