@Mulugeta Berhe Agency lenders tend to want to see 2 years of experience but right now there are some excellent 30 year fixed options which would allow a first time 5 + unit operators. 

Excellent!

My experience in countries and cities that depend heavily on tourism has been excellent (Mexico, Greece, Thailand, New Orleans, Galveston). my visits to places less dependent on tourism have been more mixed.

Read Scott Stratten, he’s lesser known but excellent.

Do you have contacts at each bank or have this in excel?

So, if they happened to be excellent at their craft and scrupulous (the VAST minority) then great! 

I would say real estate is an excellent vehicle and you should be putting a lot of emphasis on growing your portfolio.

House hacking is an excellent method of getting into our first house.  

Since you can buy your primary residence with no money down, as long as your property has positive cashflow, you have an excellent cash on cash return. 

Everyone here seems to agree that you're not properly leveraging the 2 properties at the moment (even you came here looking for good examples of how to scale appropriately rather than continuing to hedge your bets), and you seem to have prompted responses clearly showing two very strong but opposite paths both argued with excellent logic here...