Hello all -Hope everyone is staying safe and working hard.Pre-COVID, there were several lenders that had programs geared towards investors like myself but they seem to have either suspended their programs, or reduced the amounts they are willing to lend (as well as charging hefty origination fees).Does anyone have recommendations of companies who are still lending with terms similar to pre-corona? 

This also takes time to master.

Make sure you understand the policy as they usually don't cover breakins or theft.As others have stated, it is pretty common for a PM to have a Master Policy that they add their clients to.

The only thing that you could do (and it would be a violation of the rules of the program) is to rent her the entire 3 bedrooms for the price of the 1 bedroom voucher's maximum, and then with her agreement rent the other 2 bedrooms under the table to the other tenants. 

The bottom floor has the master bedroom with a en suit bathroom and the top floor will have two bedrooms and a shared bathroom.

@Cj HolsterIf you are local to the area I would suggest going through associated bank or educators as in the past the have been more buyer friendly.Personal experience I have 2 properties with educators first was in 2017 and they offered a very attractive first time home buyer program, I would inquire to see if they still offer that, I used it on a 4plex.Feb 2020 I closed on a Kenosha duplex with Associated bank with 15% down and they offered 4K towards down payment for qualified buyer.

Unless you get lucky and a nearby park shuts down, you will have to bring them in one by one and likely won't have the option of doing a program such as the Clayton Cash Program.

I believe CIBC has a program in which a property can be moved to a corporation name while still getting a residential mortgage.

I don't know that I would do it for that price and I am a master carpenter.

$12,000 out of pocket - my tax refund and a little bit of savings took care of the purchase price.Hard part was to find the right rehab loan partner who would give an inexperienced flipper a chance.I went with a company called Lima One Capital - they have good programs for first-time flippers.