The monthly mortgage payment is not going to decrease if you pay the loan down.

Dr and Cr) for the original entry.The monthly payment my buyer is making to me is $394 each month--the interest portion is $368/mo (which slightly decreases since this is a 30-yr amortized note).We would like to know the journal entries for each monthly payment. 

All things equal, a duplex should provide better cash flow, but as Rassan pointed out, you're likely trading that for decreased liquidity and perhaps appreciation. 

Our response to the seller was since they would not allow a full structural inspection to decrease the ask by $20,000. 

Financing does not increase or decrease the value of the thing that is being financed.  2.  

The only reason is they adding separate metering or the costs went higher and they do not want to disclose that fact.Any hidden cost will lower the NOI and make the offer price worse so the sellers like to hide as much as possible.If they hide 10 things and you find 5 then they still have a shot at a higher price.Get the utility numbers from the companies to see by how much they have increased,stayed,flat or decreased over the years.If water usage is high look for leaks at the line going to the street and check the toilets and plumbing for problems.You would need to find out the historical numbers year by year for the property as well as turnover rate.Time lines for eviction in your area to get them out and re-rent.Is your rent under market,competitive, or high for the market for your property you want to buy??

This is another group of students and residents that would make for safe choices in renting in terms of a decreased likelihood of being partiers or destructive and an increased probability that they are focused on their career and studies and will be responsible tenants who spend all their time with their nose in a book.It may also have potential for MTRs for traveling nurses or other medical professionals or researchers, though there does only appear to be that one hospital system there due to the relatively small population.Thoughts?

@Jannet Matthew switching utilities over to the tenant can be a great to decrease expenses for a property.

@Brian Szykowny, Your workload relative to income should decrease along with some other scaling. 

If you would like more info, connect with me and let me know.Hi Bradley: When you say "The appreciation in Tampa and Orlando is getting out of control", do you mean the cash flow is decreasing because the house value goes up and rent to value ratio goes down?