I am now working with a fund that has AI doing the underwriting; however, the struggles are it doesn't step outside of what is right in front of it.

@Solomon McConnell thats the struggle but here is my two cents.

Most of the struggles people are having right now are related to oversupply, not the economy. 

When money is handed to people, they have no appreciation and learn nothing, because they had no struggle.

I had roaches and bed bugs that I paid thousands upon thousands of dollars to get rid of and still struggled.

Struggling trying to find some quick #s on Landlord Property Insurance.

Since you’re looking to refi to a 30 and hold it, you would also want to have a traditional lender also lined up (right now many experienced flippers are struggling to find a refi lender so be careful you don’t end up paying 12% HML and unable to refi).

As I have a volume, both in labor and materials, well beyond that of any sub-contractor or handyman I have lower cost of operations, not higher, there in I am the guy others are struggling to competitively bid against, not I against the 2 guys-n-a truck who have greater cost margins than I.

My mental struggle lies with dropping circa $150k constructing the ADU vs dividing into 4 or 5 down payments for turnkey properties.  

I attended local BP meetups for years and the biggest struggle was maintaining engagement.