Called several electricians to do a service change at my house (add a meter and separate basement and first floor circuits) - a job that requires pulling a permit with DOB.Each time I ask for proof of license, electrician says something like "We sign contracts, You give deposit, I pull permit" and doesn't address license.This has happened to me 3 or 4 times.How are these electricians pulling permits if they are unlicensed?

Hey guys, I am new here after BP webinar trying to analyze some properties for practice.So I found this duplex on Realtor, it is currently PENDING so not really going to do anything with this just wanted some feedback.So what we have here is a duplex in Indianapolis, IN, with two 1bed/1 bath units asking price is $89,900.Estimated rent for 1 bed in the area according to Rentometer is about $650, but I conservatively put $600 in my calculations.House looks OK but I put $5000 in a fixing budget.So, after all, we got $285 in cashflow monthly with about 13% cash on cash which is looks pretty good to me for a random listing from realtor.com which is also been there for 175 days now.So my ultimate question is what do I get wrong?

You don't say how much of the 6 year loan you have left on the cheaper car and to me that is relevant. 

A 1/4 point change is insignificant to me.

Thanks for the questioning of what a “deal” means to me.

A friend from high school wanted to do the last one and I passed on him and he was DESPARATE to work for me on this one to prove his skills'/work to me, so I figured I'd be a good friend and help him out.

Hey @Andrew Newlon, please reach out to me sometime.

Also, I have a question, which is not clear to me at the moment, if somebody could help me out, would be great.So, it's clear that how to buy me first property (my focus will be on flats first).

I also noticed that the front/back porch and enclosed garage were appraised at $29sq/ft ( considering everything was build as a part of the house by the same construction builder it doesn’t make sense to me) Also: my house was built in 2010 and comparables were 2009-2013 range!

Seems crazy to me.