We can refinance if we need to buy a big ticket item (wedding, college). 

In my area it is $6 sf to replace. 1000 sf*$6 sf=$6000/10 year life span/12 month in a year=$50 per month for 1 item. i use 10% minimum.  

My firm's compliance engagements include a 30-60 minute phone call at the end, before filing, to discuss items related to the return and allow the client to ask any and all questions that are in-scope of the return filing."

I know that banks will not lend if the property is not "habitable" (e.g. electrical, plumbing, etc.) but will they not lend if there are certain items on the CO report that have not been fixed during a refinance (e.g. window needs to be replaced, interconnected smoke detectors, fire code items, etc.)?

What items inside and outside of the building should we be aware of when doing our due diligence?

Please share I think this is an important conversation to have, we welcome any type of feedback with respect to your business model, it's good to paint a picture and understand how everything may interconnect with our current economic situation with the occurrences of what is officially being called a pandemic.

Also, de minimis safe harbor (DMSH) election can’t be applied in this case either. 2.Yes, this could possibly use (DMSH) as each item in the invoice is less than $25003.Yes, this could possibly be considered as a repair as it helps to keep the property habitable and in good working condition.4.Other interpretations

Does your model still work with 10% vacancy and say a 10% rent reduction?

This time we have a demand and a supply-side shock: my colleagues shopping in NY and NJ this weekend found supermarkets with empty shelves, even Amazon is out-of-stock on many key items.

This time we have a demand and a supply-side shock: my colleagues shopping in NY and NJ this weekend found supermarkets with empty shelves, even Amazon is out-of-stock on many key items.