I am adding a dishwasher, microwave, and garbage disposal as well as recessed and pendant lighting and moving every other outlet and light switch around.The price I just got to put in a 200 amp panel and move it from inside the laundry to outside at the other end of the house was $3000, but that depends on what the power company makes them do as far as moving the meter and where they are allowed to put the new panel.The price for the rest of the work, which essentially amounts to rewiring the whole kitchen adding a handful of new circuits and some of the den is another $3000.

I ask these 2 questions just to see if there is more negotiating power.

That limited the price range we could buy in.2.  

(others $100k range) My gut offer was $80-90k....Do I deduct $$$ due to mortage owed?

I got inspired to become a real estate investor after reading a book from a powerful man in history.

Yes, looking for deals in 1mm to 2.5mm range.

It's a 30-year fixed loan around the 6% range. 25% down, and min FICO of 620.

@Syed LateefWhat is your price range?

The Zillow zestimate is $1018 with the upper range at $1200. 

I know HOA's have a lot of power on choosing what they enforce and let pass, as well as what rules they adopt, but it still makes me uneasy, as I could and up sitting on a house that I have to sell with high transaction costs if they adopt such a ban or cap.