I can always get my filing certificate and EIN before the closing.

It was AWESOME to give your son a reward certificate.

Many colleges now give credit for certifications like that.  

Then you will have the remaining certificates that did not sell at the auctions. 

Keep your eyes open for something zoned residential or mixed use commercial/residential, with a historical Certificate of Occupancy, for an overall pretty sweet deal on the financing. 

A referendum seeking to overturn strict new regulations governing short-term rentals in the city of San Diego has enough signatures to force a public vote, setting the stage for a contentious, protracted fight.With the certification Tuesday of the referendum petitions by the San Diego City Clerk, the city’s short-term rental regulations will be put on hold, potentially for as long as two years."...

Owner/property manager needs to file the paperwork for a judgment for possession if for non payment of rent or for anything else one needs to file a notice to cease and than a notice to quit and than you may file eviction paperwork.Once you have been awarded  judgment for possession you need to file the certification on same day and than wait 3 business days and file your warrant for removal.

I am also working toward my appraiser's certification at the moment.

We just did this, but we used a local credit union that uses the FM guidelines, but does not adhere to them as they do not sell their investment property loans.  

If FM backs this as a single loan, it will count as one.