My husband and I have been buy-and-hold investors for about 10 years, and we currently have 16 single-family rentals in Middle Tennessee.

If they all work, the middle of the work day would be best, if one is a stay at home Mom with small children, missing meal times would be important, etc.

The property is in a decent middle class area an it's total market value is 130,490.

I have seen some companies do a 600 middle but their loans the rate jumps 100 basis points higher from going from 640 middle score to 600.

Your best bet is to find a Chinese or Middle East Investor (Bahrain perhaps).

If it's a lower-rent area, or you expect to rent to people in a low-middle income bracket, you may want to go with cheaper materials with a plan to refresh later on.

I am enjoying the middle to upper income SFH market because it offers me less headaches and there just doesn't seem to be the supply where I live for rentals.

I can put down all cash or I am in the middle of trying to secure a commercial mtg - 4.5% for 5-7 years / 15 or 20 year amortization.

Since I was being told I had to move out of the current place I am renting by the middle of this month (November) I made the decision to purchase the 4bed 3bath split level that was supposed to be completely renovated.

Just curious how to answer before it happens, lol.About the only thing I did understand was the termination of sales agreement but that seems dicey at best, it sounds like you'd have to step out of the middle of the sale and connect your buyer with the seller and tell the seller, "By the way, this person is buying your house for $10k more than I'm paying you and I'm keeping the difference".