I did that because interest in my last property was low and I didn't want to skip another month of income.

Oklahoma City and Tulsa Metro and surrounding areas are great, and our property taxes are very low here.

This group would be managing the property as they have low vacancy rates and only work with year long leases with no early terminations. 

5) How can a blue collar worker with low to no personal assets/income work around this dilemma to obtain Downpayment for Hard money?

Maybe for Miami 4.85% COC is common but for me, personally, is way to low. 

He'll avoid a capital gains hit and get steady income for his first ten years into retirement (he was going to just stick the lump sum in savings or a CD), so I knew this would be appealing, even at a fairly low rate.Keeping my fingers crossed.

I like the look and longevity and low maintenance of it. 

This population is often ready to downsize or move into assisted living.Another is homeowners with a Low Financial Stability Score.

The values top out at around $300k and most homes sell the low $200ks.

I have recently finished reading No/Low Money Down and am trying to stay creative with my financing options but also want to make sure I fully understand the process and want to make sure that I am able to present a deal that is a win/win for both of us.