Here are some alternatives to commingling your assets: using the Solo participant loan feature to do the deal outside of retirement funds using non-recourse financing from a lender or private source in combination with retirement funds as the down paymentusing your 401k or IRA and partnering with non-disqualified persons 

There are also 'loan guarantors' (or 'key principals' KPs) who get compensated for signing on the (non-recourse) loan and bringing their net worth to qualify for the financing (i.e. they get a share of the general partnership).

The lender will open up the pro forma, deal summary, and your finances to see if it appeals to them.  

I am currently doing a seller finance with my parents.

We own 6 condominiums in PA, and are considering selling them to the existing tenants with seller financing.

Appraisals for bank financing are generally conservative to protect the bank.

I've noticed that I do better with more general personal finance/business books than with nitty-gritty real estate books.

I am financing this with the HELOC from my primary home in WA.

I am in the process of applying for financing and was wondering will all mortgage companies I go to that do FHA lending all have the same terms? 

I was trying to purchase a 1BR condominium as an investment. Asking price $68K, taxes $3K and HOA is $305/monthly. Electric was included in the HOA, so just have to pay water and gas as utilities which can be passed d...