@Michael Palma there are lenders out there that will allow you to buy the second unit without a lease but they may want to escrow money from you until you are able to get a lease signed.

I got an email with the following message from Zillow "Contact support for advertising rentals in communities of 50 units or more", I am still waiting on a response from them.I then tried to list it on apartments.com and faced an error saying that subleases were not allowed and to call customer support if this was an error, so I did.

When you take or are allowed to take depreciation, it decreases your basis, increaseasing your gain when you sell. 

This will give you a better perspective and allow you to run your own CMA so that you can get accurate ARV.

I know FHA allows 75% rental income to go against your DTI, but it still makes it pretty hard to find a decent duplex-quadplex to purchase.

I doubt this is the case with your purchase price and after repair values.The 60k cash value will pay you well if something should happen and allow you to reinvest in a new property.

This is similar to an MLS and allows our properties to be shared throughout all of North America. 

@Bill BrandtIf this "opportunity zone" would allow you to escape taxes if hold for 10 years, then it might be good opportunity to trade in SFR ( choose one that is least proforming) for 4plex in opportunity zone. 

I would not be, but I care more about my assets then to allow them to be turned into zoos.

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