A tenant wants to sublet my property through Airbnb and provide me with a steady income higher than a regular rent, but I'm struggling with what kind of insurance I should be getting in this case.

That account would not provide the same level of checkbook control, but would be well suited for something like a crowd fund or private lending transaction.

Providing something like this appears to tell a story of a dwindling area but when you are so vague like this it's easy to use the numbers to skew the story to whatever you want to say. 

Check with your provider on this.  

Living with no A.C in the summer is brutal but think of all the outcomes before you provide a credit.

You provided a good example whereas you have a minimum score standard regardless (500) and then you also look at a combination of a low score vs. bad debt. 

I hope everything worked out well for you Kendrick.I am currently in the process of buying my first property in the providence area, who did you end up utilizing as your contractor?

Just thought I should provide some additional details.

If they are going to cancel better sooner than later so seller can move on.Right, but if there is 17 day inspection period and Sellers/Agent provides TDS on day 17... :)Obviously not in SELLERS or BUYERS best interest with that move... but sometimes delays happen I guess.I would think if there isn't a law or code stating when the TDS is required to be completed and presented, then it would be in BUYERS best interest not to start the inspection period timer until the TDS is received. 

@Aaron Porter so based off those numbers you provided your P&I would be $463.59 at 6.1% interest rate.