I would use the VA loan.

Hello BP community - We own about 2 acres in unincorporated pierce country (Puyallup, WA) and are looking to short plat the two tax parcels into 3 or 4.

@Gia Hermosillo love this mindset and thought processes, things have for sure been changing in the last couple months in the market here, and even in different ways depending on the part of town, but this "pivot" . 

I know a few lenders in the Midwest who do 4–20 unit loans if you want their info just let me know!

They're not always chasing the same scale or yield thresholds as institutions.

But not the entire purchase price, only a portion!

Even with the slight easing lately, lending standards today are still much tighter than they were back then.According to the Mortgage Bankers Association (MBA), the Mortgage Credit Availability Index (MCAI) has been going up.

Curious on How Others Would Underwrite ItHey BP community — I’ve been running a short-term rental in Fort Pierce, FL (Treasure Coast) for the past year, and we’re considering transitioning out of it.

And the market was telling us.

The more people that know you are in the market for houses, the better.