Lenders do not like to finance dark stores so usually all cash purchases.

Look into hard money lenders, and find those value add deals.

They stopped responding to their lender and agent for several days and the deal fell through.

Also they want to get a condo or a townhouse because its more comfortable and I am here dying in my mind thinking on HOA fees, not having an extra room to rent for house hacking, etc.My brother told me that one of the lenders told him that the loan options would be better if we both are in it (me as a cosigner) thing I refuse to do.

As the title states, looking for a lender who can do a 75 or 80% LTV fixed loan with little to no seasoning.

They will know the players (sponsors, lenders, investors) who are active in your type of deal. 

"Proof of Funds w/ Cash offer or PreApproval Letter from Lender based on satisfactory credit, Income & Assets) Contact Listing Agt for Appt.

I've been studying up for a long time and ready to take the plunge once I can save up some funds, unless I can find a good hard money lender willing to make a deal.I work in IT for the government, but my primary goal is to have enough properties that I can become FI and quit my day job to do this full time.

If it's a short sale, you will want to find out if the lender has approved it already?

Private lending?