Even under RESPA if the seller is paying for title insurance for both the buyer and the lender, they can dictate the title company.

I noticed that the lender increased my mortgage insurance (MI) premium to almost double the original amount. 

This is a transaction in North Carolina and we are using the standard OTP form for the state.I wanted to give myself some protection in the Escrow period to be able to walk away with all my money in case certain conditions weren't met.  

So if in the first year the S corp makes only $40,000, it will only have to pay $600 rather than the standard $800 minimum that would otherwise apply in a later year.

@Nick Rutkowski This is standard guidelines which they told you.

I am considering increasing my home insurance deductible from $1500K to $4000K.

@Taylor CochranOkay.So, you have to treat this like a buy and hold rental with you also living in one unit.So, you need to calculate the cash flow and the ROI.On the surface, if you're renting part of it for $1,750+ and mortgage would run around $2,500 at 4.5% interest rate.That leaves you with a negative cash flow for the investment before you consider property tax, home insurance, and reserves for maintenance, capital expenditures, vacancies, utilities, and property management.You should check out the Bigger Pockets video on rental property analysis.

Hello all, Closing on a multifamily(2 family duplex) at the end of this month and I have been getting some pretty high quotes on homeowner's insurance.

Through a lengthy and thorough insurance claim, I doubled my money so that was very good! 

That’s sort of standard but if lucky one can make it to 6 or a little more.