We currently have 1 rental property that we've had for a few years but are really looking to scale up in the next 2-3 years.I've also been looking at some other areas like Lynchburg, VA and Charleston, WV as their cash flows for buy and holds seem more attractive.

At one point I got SO frustrated, when my first really potential contract sign, the lady just vanished after telling me she will sign... man.. that did a real number on me.

.- There are a large number of vacancies in the area, - Rents are not meeting the 1% rule- House values are trending down- I could not identify any improvements to the area that would encourage job growth/attract new families.Example:123 Concord Ave, Enterprise, AL 36330My calculations show that this would work if the seller would take around 85,000 due to the state of the market. 

In fact we hold properties in over half of all the Cincinnati neighborhoods so have a good sense of what is attractive (for us). 

Make it attractive to keep working with you. 

Not only do our listings look great online (which is very important when trying to attract buyers), but we have very smooth transactions.  

Borrowers are looking for private lenders who are ill informed so that they can borrower at below market rates, on higher risk deals, at higher LTVs, on less attractive collateral than a knowledgeable professional lender would lend at.  

Even if it attracted lots of traffic, usually they attract people with families, and other community members.

Hey ladies and gents,I would like to know if anyone is familiar with the subject area and how is renting/living situation?

I also remember hearing somewhere, probably here on BiggerPockets, that if your lender likes you, then you can renegotiate at the end of the term and extend it so that you don't have to begin repayment of the principal for an additional 10 years or whatever agreement you come to.At the end of the day, it may have actually worked out better for me to do a line of credit instead of a refinance, but I was attracted by the thought of refinancing my entire mortgage at a lower interest rate.