The Annual Allowable Rent Increase effective August 1, 2024 - July 31, 2025 is based on the lesser of 4% or the change in the Consumer Price Index (CPI) for the Los Angeles-Long Beach-Anaheim metropolitan area.

Refinance via IRRRL into 2.5% interest rate and put $8k in pocket.

I am now finding that our rates are comparable to those properties that don’t offer a golf cart.

I believe this is correct - doable but very challenging to qualify STR with conventional in a high-rate environment like we've been in.Sharing this article published last year on STR Loans Options Pros/Cons, etc if it helps!

You cannot change the assigned POC.

Do the current rents that landlord is charging align with the market rent rates in that are in that area?

For investors that treat Real Estate like a business, and a part or all of their business is wholesaling, then a change in the laws is a good thing for a good business person. 

Also, everyone is anticipating much lower rates over the next 12-18months, so if you purchase today you will most likely refinance to a lower rate in the coming few years.With Real Estate it's important to remember not only that it is a long term investment, but that there are many ways to make money on the asset. 

The largest differences will be flexibility (aside from pricing and rate) and the ability to finance distressed assets. 

It's about 2-3 pages and says "Note" at the topPlease keep in mind this is based on today's no cost rate which changes based on the market Should you have any questions or require any assistance regarding this process, please do not hesitate to reach out to me.